{"id":8868,"date":"2024-09-09T08:00:48","date_gmt":"2024-09-09T08:00:48","guid":{"rendered":"https:\/\/www.alalawico.com\/%d8%aa%d8%ad%d9%84%db%8c%d9%84-%d8%a5%d8%b7%d8%a7%d8%b1-%d8%b9%d9%85%d9%84-%d8%a7%d8%b4%d8%aa%d8%b1-%d8%a7%d9%84%d8%a2%d9%86-%d9%88%d8%a7%d8%af%d9%81%d8%b9-%d9%84%d8%a7%d8%ad%d9%82%d9%8b%d8%a7\/"},"modified":"2024-09-09T16:05:33","modified_gmt":"2024-09-09T16:05:33","slug":"%d8%aa%d8%ad%d9%84%db%8c%d9%84-%d8%a5%d8%b7%d8%a7%d8%b1-%d8%b9%d9%85%d9%84-%d8%a7%d8%b4%d8%aa%d8%b1-%d8%a7%d9%84%d8%a2%d9%86-%d9%88%d8%a7%d8%af%d9%81%d8%b9-%d9%84%d8%a7%d8%ad%d9%82%d9%8b%d8%a7","status":"publish","type":"post","link":"https:\/\/www.alalawico.com\/ar\/%d8%aa%d8%ad%d9%84%db%8c%d9%84-%d8%a5%d8%b7%d8%a7%d8%b1-%d8%b9%d9%85%d9%84-%d8%a7%d8%b4%d8%aa%d8%b1-%d8%a7%d9%84%d8%a2%d9%86-%d9%88%d8%a7%d8%af%d9%81%d8%b9-%d9%84%d8%a7%d8%ad%d9%82%d9%8b%d8%a7\/","title":{"rendered":"\u062a\u062d\u0644\u064a\u0644 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 \u0627\u0634\u062a\u0631 \u0627\u0644\u0622\u0646 \u0648\u0627\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u0627\u064b \u0641\u064a \u0633\u0644\u0637\u0646\u0629 \u0639\u0645\u0627\u0646"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"447\" height=\"382\" src=\"https:\/\/www.alalawico.com\/wp-content\/uploads\/2024\/09\/\u062a\u062d\u0644\u06cc\u0644-\u0625\u0637\u0627\u0631-\u0639\u0645\u0644-\u0627\u0634\u062a\u0631-\u0627\u0644\u0622\u0646-\u0648\u0627\u062f\u0641\u0639-\u0644\u0627\u062d\u0642.jpg\" alt=\"\" class=\"wp-image-8955\" srcset=\"https:\/\/www.alalawico.com\/wp-content\/uploads\/2024\/09\/\u062a\u062d\u0644\u06cc\u0644-\u0625\u0637\u0627\u0631-\u0639\u0645\u0644-\u0627\u0634\u062a\u0631-\u0627\u0644\u0622\u0646-\u0648\u0627\u062f\u0641\u0639-\u0644\u0627\u062d\u0642.jpg 447w, https:\/\/www.alalawico.com\/wp-content\/uploads\/2024\/09\/\u062a\u062d\u0644\u06cc\u0644-\u0625\u0637\u0627\u0631-\u0639\u0645\u0644-\u0627\u0634\u062a\u0631-\u0627\u0644\u0622\u0646-\u0648\u0627\u062f\u0641\u0639-\u0644\u0627\u062d\u0642-300x256.jpg 300w\" sizes=\"auto, (max-width: 447px) 100vw, 447px\" \/><\/figure>\n<\/div>\n\n\n<p>\u0639\u0628\u062f\u0627\u0644\u0631\u062d\u064a\u0645 \u062d\u0645\u064a\u062f \u062a\u062c\u0644\u0651\u0649 <a href=\"#reference1\"> <sup>1<\/sup><\/a><\/p>\n<p>\u0645\u0633\u062a\u0634\u0627\u0631 \u062a\u062c\u0627\u0631\u064a \u0648 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u062d\u0631\u064a \u0641\u064a \u0645\u0643\u062a\u0628 \u0627\u0644\u0639\u0644\u0648\u064a \u0644\u0644\u0645\u062d\u0627\u0645\u0627\u0629\u060c \u0633\u0644\u0637\u0646\u0629 \u0639\u0645\u0627\u0646\n\n\n\n<h3 class=\"wp-block-heading has-text-align-right\" id=\"your-trusted-legal-assistant-in-oman-1\">\u062a\u062d\u0644\u064a\u0644 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 &#8220;\u0627\u0634\u062a\u0631 \u0627\u0644\u0622\u0646 \u0648\u0627\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627&#8221; \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0645\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0639\u0645\u0627\u0646\u064a <a href=\"#reference2\"><sup>2<\/sup><\/a> \u0641\u0631\u0635 \u0627\u0644\u062a\u062d\u0633\u064a\u0646<\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0639\u0645\u0627\u0646\u064a (CBO) \u0642\u062f\u0651\u0645 \u0645\u0624\u062e\u0631\u064b\u0627 \u0625\u0637\u0627\u0631\u064b\u0627 \u062a\u0646\u0638\u064a\u0645\u064a\u064b\u0627 \u0634\u0627\u0645\u0644\u064b\u0627 \u0644\u062e\u062f\u0645\u0627\u062a &#8220;\u0627\u0634\u062a\u0631\u064a \u0627\u0644\u0622\u0646 \u0648\u0627\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627&#8221; (BNPL) \u060c \u0645\u0645\u0627 \u064a\u0639\u0643\u0633 \u0627\u0644\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0641\u064a \u062a\u0628\u0646\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0646\u062a\u062c \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0628\u062a\u0643\u0631. \u0648\u0631\u063a\u0645 \u0623\u0646 \u0627\u0644\u0625\u0637\u0627\u0631 \u064a\u0647\u062f\u0641 \u0625\u0644\u0649 \u0636\u0645\u0627\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0648\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0633\u0648\u0642\u060c \u0625\u0644\u0627 \u0623\u0646 \u0628\u0639\u0636 \u0627\u0644\u062c\u0648\u0627\u0646\u0628 \u0642\u062f \u062a\u0639\u0648\u0642 \u0646\u0645\u0648 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u062a\u062d\u0642\u064a\u0642\u0647\u0627 \u0644\u0643\u0627\u0645\u0644 \u0625\u0645\u0643\u0627\u0646\u0627\u062a\u0647\u0627 \u0641\u064a \u0639\u0645\u0627\u0646. \u064a\u0633\u062a\u0643\u0634\u0641 \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0644 \u0628\u0639\u0636 \u0646\u0642\u0627\u0637 \u0627\u0644\u0636\u0639\u0641 \u0641\u064a \u0627\u0644\u0625\u0637\u0627\u0631 \u0648\u064a\u0646\u0627\u0642\u0634 \u0633\u0628\u0628 \u0639\u062f\u0645 \u0643\u0641\u0627\u064a\u0629 \u0627\u0644\u0633\u0642\u0641 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0627\u0644\u062d\u0627\u0644\u064a \u0644\u0644\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0627\u0646\u064a.  <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"your-trusted-legal-assistant-in-oman-1\">\u0627\u0644\u062d\u062f \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a: \u0647\u0644 \u064a\u0643\u0641\u064a \u062d\u062f 1500 \u0631\u064a\u0627\u0644 \u0639\u0645\u0627\u0646\u064a\u061f<\/h3>\n\n\n\n<p class=\"\">\u0623\u062d\u062f \u0623\u0628\u0631\u0632 \u0627\u0644\u0645\u062e\u0627\u0648\u0641 \u0628\u0634\u0623\u0646 \u0625\u0637\u0627\u0631 BNPL \u0627\u0644\u062c\u062f\u064a\u062f \u0647\u0648 \u0627\u0644\u062d\u062f \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0627\u0644\u0628\u0627\u0644\u063a 1500 \u0631\u064a\u0627\u0644 \u0639\u0645\u0627\u0646\u064a \u0644\u0643\u0644 \u0639\u0645\u064a\u0644 \u0639\u0628\u0631 \u062c\u0645\u064a\u0639 \u0645\u0632\u0648\u062f\u064a \u0627\u0644\u062e\u062f\u0645\u0629. \u0648\u0631\u063a\u0645 \u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u062d\u062f \u0648\u064f\u0636\u0639 \u0639\u0644\u0649 \u0627\u0644\u0623\u0631\u062c\u062d \u0644\u0644\u062d\u062f \u0645\u0646 \u0645\u062e\u0627\u0637\u0631 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u062f\u064a\u0648\u0646\u060c \u0625\u0644\u0627 \u0623\u0646\u0647 \u0642\u062f \u0644\u0627 \u064a\u062a\u0645\u0627\u0634\u0649 \u0645\u0639 \u0633\u0644\u0648\u0643\u064a\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u0648\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0641\u064a \u0639\u0645\u0627\u0646.<\/p>\n\n\n\n<p class=\"\">\u0641\u064a \u0633\u0648\u0642 \u064a\u062a\u0645 \u0641\u064a\u0647 \u0634\u0631\u0627\u0621 \u0633\u0644\u0639 \u0630\u0627\u062a \u0642\u064a\u0645\u0629 \u0639\u0627\u0644\u064a\u0629 \u0645\u062b\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u062a \u0648\u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0645\u0646\u0632\u0644\u064a\u0629 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u062d\u064a\u0629 \u0628\u0634\u0643\u0644 \u0645\u062a\u0643\u0631\u0631\u060c \u0642\u062f \u064a\u0643\u0648\u0646 \u0627\u0644\u062d\u062f \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0627\u0644\u0628\u0627\u0644\u063a 1500 \u0631\u064a\u0627\u0644 \u0639\u0645\u0627\u0646\u064a \u0645\u062d\u062f\u0648\u062f\u064b\u0627. \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062c\u062f \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u0648\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0633\u0639\u0648\u0646 \u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0623\u0643\u0628\u0631 \u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u062d\u062f \u063a\u064a\u0631 \u0643\u0627\u0641\u064d\u060c \u0645\u0645\u0627 \u064a\u062f\u0641\u0639\u0647\u0645 \u0625\u0644\u0649 \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u062e\u064a\u0627\u0631\u0627\u062a \u062a\u0645\u0648\u064a\u0644 \u0628\u062f\u064a\u0644\u0629\u060c \u0648\u0647\u0648 \u0645\u0627 \u0642\u062f \u064a\u0642\u0644\u0644 \u0645\u0646 \u062c\u0627\u0630\u0628\u064a\u0629 \u062e\u062f\u0645\u0627\u062a BNPL. \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0645\u0632\u0648\u062f\u064a BNPL\u060c \u0642\u062f \u064a\u0642\u064a\u062f \u0647\u0630\u0627 \u0627\u0644\u062d\u062f \u0646\u0645\u0648 \u0627\u0644\u0633\u0648\u0642 \u0648\u064a\u062d\u062f \u0645\u0646 \u062a\u0628\u0646\u064a \u062e\u062f\u0645\u0627\u062a\u0647\u0645\u060c \u062e\u0627\u0635\u0629 \u0628\u064a\u0646 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0630\u0648\u064a \u0627\u0644\u0642\u062f\u0631\u0629 \u0627\u0644\u0634\u0631\u0627\u0626\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u064a\u0629.<\/p>\n\n\n\n<p class=\"\">\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0627\u0646\u064a \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644\u060c \u0642\u062f \u064a\u0643\u0648\u0646 \u0645\u0646 \u0627\u0644\u0645\u0641\u064a\u062f \u0627\u0644\u0646\u0638\u0631 \u0641\u064a \u0632\u064a\u0627\u062f\u0629 \u0647\u0630\u0627 \u0627\u0644\u062d\u062f \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a. \u0633\u064a\u062a\u064a\u062d \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0639\u0644\u0649 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a BNPL \u0644\u0645\u062f\u0649 \u0623\u0648\u0633\u0639 \u0645\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a\u060c \u0645\u0645\u0627 \u0642\u062f \u064a\u0632\u064a\u062f \u0645\u0646 \u062a\u0628\u0646\u064a\u0647\u0627 \u0648\u064a\u0633\u0627\u0647\u0645 \u0641\u064a \u0646\u0645\u0648 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0627\u0646\u064a \u0628\u0634\u0643\u0644 \u0639\u0627\u0645.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"your-trusted-legal-assistant-in-oman-1-1\">\u062d\u0638\u0631 \u0635\u0631\u0641 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0646\u0642\u062f\u064b\u0627<\/h3>\n\n\n\n<p class=\"\">\u062a\u0642\u064a\u064a\u062f \u0622\u062e\u0631 \u0641\u064a \u0627\u0644\u0625\u0637\u0627\u0631 \u0647\u0648 \u062d\u0638\u0631 \u0635\u0631\u0641 \u0627\u0644\u0646\u0642\u0648\u062f \u0645\u0646 \u0642\u0628\u0644 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a BNPL. \u064a\u062d\u062f \u0647\u0630\u0627 \u0627\u0644\u0642\u064a\u062f \u0645\u0646 \u0645\u0631\u0648\u0646\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646\u060c \u062d\u064a\u062b \u062a\u0648\u062c\u062f \u0633\u064a\u0646\u0627\u0631\u064a\u0648\u0647\u0627\u062a \u064a\u0643\u0648\u0646 \u0641\u064a\u0647\u0627 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0646\u0642\u0648\u062f \u0636\u0631\u0648\u0631\u064a\u064b\u0627 \u0644\u0644\u063a\u0627\u064a\u0629. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0642\u062f \u064a\u062d\u062a\u0627\u062c \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u0648\u0646 \u0625\u0644\u0649 \u0627\u0644\u0646\u0642\u0648\u062f \u0644\u062a\u063a\u0637\u064a\u0629 \u0646\u0641\u0642\u0627\u062a \u0637\u0627\u0631\u0626\u0629 \u0623\u0648 \u0644\u0644\u0642\u064a\u0627\u0645 \u0628\u062f\u0641\u0639\u0627\u062a \u0625\u0644\u0649 \u0628\u0627\u0626\u0639\u064a\u0646 \u0644\u0627 \u064a\u0642\u0628\u0644\u0648\u0646 BNPL. \u0628\u0639\u062f\u0645 \u0627\u0644\u0633\u0645\u0627\u062d \u0628\u0635\u0631\u0641 \u0627\u0644\u0646\u0642\u0648\u062f\u060c \u064a\u062d\u062f \u0627\u0644\u0625\u0637\u0627\u0631 \u0645\u0646 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0644\u062e\u062f\u0645\u0627\u062a BNPL\u060c \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0623\u062f\u0627\u0629 \u0645\u0627\u0644\u064a\u0629 \u0623\u0643\u062b\u0631 \u062a\u0646\u0648\u0639\u064b\u0627 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646.<\/p>\n\n\n\n<p class=\"\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"your-trusted-legal-assistant-in-oman-1-1-1\">\u0642\u064a\u0648\u062f \u0639\u0644\u0649 \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a<\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u0643\u0645\u0627 \u064a\u062d\u0638\u0631 \u0627\u0644\u0625\u0637\u0627\u0631 \u0639\u0644\u0649 \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u0642\u0631\u0648\u0636 \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u0638\u0645\u0629 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0648\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u062a\u064a \u062a\u0639\u062a\u0628\u0631 \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631. \u0648\u0641\u064a \u062d\u064a\u0646 \u0623\u0646 \u0647\u0630\u0627 \u0625\u062c\u0631\u0627\u0621 \u062d\u0643\u064a\u0645 \u0644\u0645\u0646\u0639 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0648\u0639\u062f\u0645 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u0641\u0625\u0646\u0647 \u064a\u062d\u062f \u0623\u064a\u0636\u064b\u0627 \u0645\u0646 \u0646\u0637\u0627\u0642 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u062f\u0627\u062e\u0644 \u0642\u0637\u0627\u0639 \u0627\u0644\u0642\u0631\u0648\u0636 \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u0638\u0645\u0629. \u0648\u0641\u064a \u0638\u0644 \u0627\u0642\u062a\u0635\u0627\u062f \u0631\u0642\u0645\u064a \u0633\u0631\u064a\u0639 \u0627\u0644\u062a\u0637\u0648\u0631\u060c \u0642\u062f \u062a\u0645\u0646\u0639 \u0647\u0630\u0647 \u0627\u0644\u0642\u064a\u0648\u062f \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u0642\u0631\u0648\u0636 \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u0638\u0645\u0629 \u0645\u0646 \u0627\u0633\u062a\u0643\u0634\u0627\u0641 \u0623\u0633\u0648\u0627\u0642 \u062c\u062f\u064a\u062f\u0629 \u0648\u0639\u0631\u0648\u0636 \u0645\u0646\u062a\u062c\u0627\u062a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0644\u0628\u064a \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0627\u0644\u0645\u062a\u0645\u0631\u0633\u064a\u0646 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u0645\u0647\u062a\u0645\u064a\u0646 \u0628\u0645\u062c\u0645\u0648\u0639\u0629 \u0623\u0648\u0633\u0639 \u0645\u0646 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"your-trusted-legal-assistant-in-oman-1-1-1-1\">\u0627\u0644\u0623\u0639\u0628\u0627\u0621 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/h3>\n\n\n\n<p class=\"has-text-align-right\">\u064a\u0641\u0631\u0636 \u0625\u0637\u0627\u0631 BNPL \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u0627\u0645\u062a\u062b\u0627\u0644 \u0634\u062f\u064a\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0632\u0648\u062f\u064a\u0646. \u062a\u0634\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0626\u062a\u0645\u0627\u0646 \u0635\u0627\u0631\u0645\u0629\u060c \u0648\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0648\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0645\u0643\u062b\u0641\u0629. \u0648\u0631\u063a\u0645 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u062a\u062f\u0627\u0628\u064a\u0631 \u0636\u0631\u0648\u0631\u064a\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0648\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0633\u0648\u0642\u060c \u0625\u0644\u0627 \u0623\u0646\u0647\u0627 \u0623\u064a\u0636\u064b\u0627 \u062a\u0641\u0631\u0636 \u062a\u0643\u0627\u0644\u064a\u0641 \u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0639\u0627\u0644\u064a\u0629 \u0648\u062a\u0639\u0642\u064a\u062f\u064b\u0627 \u0642\u062f \u064a\u0631\u062f\u0639 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u064a\u0646 \u0627\u0644\u062c\u062f\u062f\u060c \u062e\u0627\u0635\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0645\u0646 \u062f\u062e\u0648\u0644 \u0627\u0644\u0633\u0648\u0642\u060c \u0645\u0645\u0627 \u0642\u062f \u064a\u0642\u064a\u062f \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0648\u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"your-trusted-legal-assistant-in-oman-1-1-1-1-2\">\u0627\u0644\u062d\u0636\u0648\u0631 \u0627\u0644\u0641\u0639\u0644\u064a \u0627\u0644\u0625\u0644\u0632\u0627\u0645\u064a<\/h3>\n\n\n\n<p class=\"\">\u064a\u0639\u062f \u0627\u0644\u0634\u0631\u0637 \u0627\u0644\u0630\u064a \u064a\u0642\u0636\u064a \u0628\u0623\u0646 \u064a\u0642\u0648\u0645 \u0645\u0632\u0648\u062f\u0648 BNPL \u0628\u0625\u0646\u0634\u0627\u0621 \u062d\u0636\u0648\u0631 \u0641\u0639\u0644\u064a \u0641\u064a \u0639\u0645\u0627\u0646 \u0643\u0645\u0642\u0631 \u0631\u0626\u064a\u0633\u064a \u0644\u0647\u0645 \u0639\u0627\u0626\u0642\u064b\u0627 \u0622\u062e\u0631. \u0642\u062f \u064a\u0631\u062f\u0639 \u0647\u0630\u0627 \u0627\u0644\u0634\u0631\u0637 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0645\u0646 \u062f\u062e\u0648\u0644 \u0627\u0644\u0633\u0648\u0642\u060c \u0645\u0645\u0627 \u064a\u0642\u064a\u062f \u0627\u0644\u0645\u0634\u0647\u062f \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a. \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646\u060c \u064a\u0639\u0646\u064a \u0647\u0630\u0627 \u062e\u064a\u0627\u0631\u0627\u062a \u0623\u0642\u0644 \u0648\u0634\u0631\u0648\u0637\u064b\u0627 \u0623\u0642\u0644 \u0645\u0644\u0627\u0621\u0645\u0629\u060c \u062d\u064a\u062b \u0625\u0646 \u063a\u064a\u0627\u0628 \u0627\u0644\u0644\u0627\u0639\u0628\u064a\u0646 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u064a\u0646 \u0642\u062f \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0636\u063a\u0637 \u0639\u0644\u0649 \u0627\u0644\u0645\u0632\u0648\u062f\u064a\u0646 \u0627\u0644\u0645\u062d\u0644\u064a\u064a\u0646 \u0644\u062a\u0642\u062f\u064a\u0645 \u0623\u0633\u0639\u0627\u0631 \u0648\u062e\u062f\u0645\u0627\u062a \u062a\u0646\u0627\u0641\u0633\u064a\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"your-trusted-legal-assistant-in-oman-1-1-1-2\">\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0646\u0633\u0628\u0629 \u0639\u0628\u0621 \u0627\u0644\u062f\u064a\u0646 (DBR)<\/h3>\n\n\n\n<p class=\"\">\u064a\u0646\u0635 \u0627\u0644\u0625\u0637\u0627\u0631 \u0639\u0644\u0649 \u0623\u0646 \u0645\u0642\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a BNPL \u064a\u062c\u0628 \u0623\u0646 \u064a\u062d\u0627\u0641\u0638\u0648\u0627 \u0639\u0644\u0649 \u0646\u0633\u0628\u0629 \u0639\u0628\u0621 \u062f\u064a\u0646 (DBR) \u062a\u0628\u0644\u063a 60\u066a \u0644\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u062c\u0627\u0648\u0632 200 \u0631\u064a\u0627\u0644 \u0639\u0645\u0627\u0646\u064a. \u064a\u062a\u0637\u0644\u0628 \u0647\u0630\u0627 \u0627\u0644\u0645\u0637\u0644\u0628 \u062a\u0642\u064a\u064a\u0645\u064b\u0627 \u0634\u0627\u0645\u0644\u0627\u064b \u0644\u0639\u0628\u0621 \u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0644\u0644\u0639\u0645\u064a\u0644\u060c \u0645\u0645\u0627 \u0642\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u0623\u062e\u064a\u0631 \u0641\u064a \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0633\u062a\u0628\u0639\u0627\u062f \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u0642\u062f \u062a\u0643\u0648\u0646 \u0644\u062f\u064a\u0647\u0645 \u062f\u064a\u0648\u0646 \u0642\u0627\u0626\u0645\u0629 \u0648\u0644\u0643\u0646\u0647\u0645 \u0644\u0627 \u064a\u0632\u0627\u0644\u0648\u0646 \u0642\u0627\u062f\u0631\u064a\u0646 \u0645\u0627\u0644\u064a\u064b\u0627 \u0639\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u0625\u0636\u0627\u0641\u064a \u0628\u0645\u0633\u0624\u0648\u0644\u064a\u0629. \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0645\u0642\u062f\u0645\u064a \u062e\u062f\u0645\u0627\u062a BNPL\u060c \u0642\u062f \u064a\u0624\u062f\u064a \u0630\u0644\u0643 \u0625\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0629 \u0623\u0643\u062b\u0631 \u062a\u0639\u0642\u064a\u062f\u064b\u0627 \u0648\u0623\u0642\u0644 \u0631\u0627\u062d\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621.  <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"your-trusted-legal-assistant-in-oman-1-1-1-3\">\u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0642\u0635\u0648\u0649 \u0627\u0644\u0642\u0635\u064a\u0631\u0629<\/h3>\n\n\n\n<p class=\"\">\u062a\u0645 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u062f\u0627\u062f \u0644\u062e\u062f\u0645\u0627\u062a BNPL \u0628\u0640 12 \u0634\u0647\u0631\u064b\u0627. \u0631\u063a\u0645 \u0623\u0646 \u0630\u0644\u0643 \u064a\u0636\u0645\u0646 \u0628\u0642\u0627\u0621 BNPL \u0643\u062e\u064a\u0627\u0631 \u062a\u0645\u0648\u064a\u0644 \u0642\u0635\u064a\u0631 \u0627\u0644\u0623\u062c\u0644\u060c \u0625\u0644\u0627 \u0623\u0646\u0647 \u0642\u062f \u0644\u0627 \u064a\u0648\u0641\u0631 \u0645\u0631\u0648\u0646\u0629 \u0643\u0627\u0641\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646\u060c \u062e\u0627\u0635\u0629 \u0623\u0648\u0644\u0626\u0643 \u0627\u0644\u0630\u064a\u0646 \u064a\u0645\u0648\u0644\u0648\u0646 \u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0623\u0643\u0628\u0631. \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0633\u0627\u0639\u062f \u0641\u062a\u0631\u0627\u062a \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0637\u0648\u0644 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0634\u0624\u0648\u0646\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0634\u0643\u0644 \u0623\u0643\u062b\u0631 \u0641\u0639\u0627\u0644\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644 BNPL \u062e\u064a\u0627\u0631\u064b\u0627 \u0623\u0643\u062b\u0631 \u062c\u0627\u0630\u0628\u064a\u0629 \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0639\u0627\u0644\u064a\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"your-trusted-legal-assistant-in-oman-1-1-1-4\">\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u0634\u0631\u064a\u0639\u0629<\/h3>\n\n\n\n<p class=\"\">\u064a\u0648\u0627\u062c\u0647 \u0645\u0632\u0648\u062f\u0648 BNPL \u0627\u0644\u0630\u064a\u0646 \u064a\u0642\u062f\u0645\u0648\u0646 \u0645\u0646\u062a\u062c\u0627\u062a \u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0641\u064a \u0627\u0644\u062d\u0648\u0643\u0645\u0629 \u0648\u0627\u0644\u0625\u0641\u0635\u0627\u062d\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u062a\u0639\u064a\u064a\u0646 \u0645\u0633\u062a\u0634\u0627\u0631 \u0634\u0631\u0639\u064a. \u062a\u0632\u064a\u062f \u0647\u0630\u0647 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0645\u0646 \u062a\u0639\u0642\u064a\u062f \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641\u060c \u0645\u0645\u0627 \u0642\u062f \u064a\u062d\u062f \u0645\u0646 \u0639\u062f\u062f \u0627\u0644\u0645\u0632\u0648\u062f\u064a\u0646 \u0627\u0644\u0631\u0627\u063a\u0628\u064a\u0646 \u0641\u064a \u062a\u0642\u062f\u064a\u0645 \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a. \u0642\u062f \u064a\u0642\u0644\u0644 \u0630\u0644\u0643 \u0645\u0646 \u062a\u0648\u0641\u0631 \u0645\u0646\u062a\u062c\u0627\u062a BNPL \u0627\u0644\u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0639\u062a\u0628\u0631 \u0645\u0647\u0645\u0629 \u0641\u064a \u0633\u0648\u0642 \u0645\u062b\u0644 \u0639\u0645\u0627\u0646\u060c \u062d\u064a\u062b \u064a\u0648\u062c\u062f \u0637\u0644\u0628 \u0643\u0628\u064a\u0631 \u0639\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"your-trusted-legal-assistant-in-oman-1-1-1-5\">\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0623\u062f\u0646\u0649 \u0648\u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a<\/h3>\n\n\n\n<p class=\"\">\u0643\u0645\u0627 \u064a\u062d\u062f\u062f \u0627\u0644\u0625\u0637\u0627\u0631 \u0639\u062a\u0628\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0639\u0627\u0644\u064a\u0629 \u0644\u0645\u0632\u0648\u062f\u064a BNPL\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0634\u0631\u0637 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0623\u062f\u0646\u0649 \u0627\u0644\u0628\u0627\u0644\u063a 250,000 \u0631\u064a\u0627\u0644 \u0639\u0645\u0627\u0646\u064a \u0648\u0636\u0645\u0627\u0646 \u0627\u0644\u0623\u062f\u0627\u0621 \u0628\u0642\u064a\u0645\u0629 10,000 \u0631\u064a\u0627\u0644 \u0639\u0645\u0627\u0646\u064a \u0623\u0648 2% \u0645\u0646 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u060c \u0623\u064a\u0647\u0645\u0627 \u0643\u0627\u0646 \u0623\u0639\u0644\u0649. \u0642\u062f \u062a\u0634\u0643\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u062d\u0648\u0627\u062c\u0632 \u0643\u0628\u064a\u0631\u0629 \u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u062d\u062f \u0645\u0646 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0648\u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u0641\u064a \u0633\u0648\u0642 BNPL. \u0641\u064a \u0642\u0637\u0627\u0639 \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u0623\u0641\u0643\u0627\u0631 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0648\u0627\u0644\u062a\u0642\u062f\u0645 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u060c \u0642\u062f \u062a\u0645\u0646\u0639 \u0647\u0630\u0647 \u0627\u0644\u062d\u0648\u0627\u062c\u0632 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u064a\u0646 \u0627\u0644\u0648\u0627\u0639\u062f\u064a\u0646 \u0645\u0646 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"your-trusted-legal-assistant-in-oman-1-1-1-6\">\u0627\u0644\u062e\u0644\u0627\u0635\u0629: \u0625\u0637\u0627\u0631 \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u062a\u062d\u0633\u064a\u0646<\/h3>\n\n\n\n<p class=\"\">\u0631\u063a\u0645 \u0623\u0646 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 &#8220;\u0627\u0634\u062a\u0631 \u0627\u0644\u0622\u0646 \u0648\u0627\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627&#8221; \u0645\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0639\u0645\u0627\u0646\u064a \u064a\u0639\u062f \u062e\u0637\u0648\u0629 \u0636\u0631\u0648\u0631\u064a\u0629 \u0646\u062d\u0648 \u062a\u0646\u0638\u064a\u0645 \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639 \u0633\u0631\u064a\u0639 \u0627\u0644\u0646\u0645\u0648\u060c \u0625\u0644\u0627 \u0623\u0646 \u0628\u0639\u0636 \u0627\u0644\u062c\u0648\u0627\u0646\u0628 \u0642\u062f \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u062a\u062d\u0633\u064a\u0646 \u0644\u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0627\u0646\u064a \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644. \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f \u0631\u0641\u0639 \u0627\u0644\u062d\u062f \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u060c \u0648\u062a\u062e\u0641\u064a\u0641 \u0628\u0639\u0636 \u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629\u060c \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0623\u0639\u0628\u0627\u0621 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0639\u0644\u0649 \u0645\u0632\u0648\u062f\u064a BNPL \u0641\u064a \u062a\u0639\u0632\u064a\u0632 \u0633\u0648\u0642 \u0623\u0643\u062b\u0631 \u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0648\u0627\u0628\u062a\u0643\u0627\u0631\u064b\u0627. \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0639\u0627\u0644\u062c\u0629 \u0647\u0630\u0647 \u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u0636\u0639\u064a\u0641\u0629\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0625\u0637\u0627\u0631 \u0623\u0646 \u064a\u0634\u062c\u0639 \u0639\u0644\u0649 \u0646\u0645\u0648 \u0648\u062a\u0646\u0648\u0639 \u062e\u062f\u0645\u0627\u062a BNPL \u0641\u064a \u0639\u0645\u0627\u0646\u060c \u0645\u0645\u0627 \u064a\u0639\u0648\u062f \u0628\u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0643\u0644 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0648\u0627\u0644\u0645\u0632\u0648\u062f\u064a\u0646 \u0639\u0644\u0649 \u062d\u062f \u0633\u0648\u0627\u0621.<\/p>\n\n\n\n<figure class=\"wp-block-image size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"276\" src=\"https:\/\/www.alalawico.com\/wp-content\/uploads\/2023\/07\/ABDOLRAHIM-HAMID-TAJALLI-300x276.jpg\" alt=\"\" class=\"wp-image-7813\" srcset=\"https:\/\/www.alalawico.com\/wp-content\/uploads\/2023\/07\/ABDOLRAHIM-HAMID-TAJALLI-300x276.jpg 300w, https:\/\/www.alalawico.com\/wp-content\/uploads\/2023\/07\/ABDOLRAHIM-HAMID-TAJALLI.jpg 599w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"\u0645\u0633\u062a\u0634\u0627\u0631-\u062a\u062c\u0627\u0631\u064a\"><a href=\"https:\/\/www.alalawico.com\/ar\/personnel\/%d8%b9%d8%a8%d8%af-%d8%a7%d9%84%d8%b1%d8%ad%d9%8a%d9%85-%d8%ad%d8%a7%d9%85%d8%af\/\">\u0639\u0628\u062f\u0627\u0644\u0631\u062d\u06cc\u0645 \u062d\u0645\u06cc\u062f \u062a\u062c\u0651\u0644\u0649<\/a><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"\u0645\u0633\u062a\u0634\u0627\u0631-\u062a\u062c\u0627\u0631\u064a-1\">\u0645\u0633\u062a\u0634\u0627\u0631 \u062a\u062c\u0627\u0631\u064a<\/h4>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><nav><div><div class=\"\"><a href=\"#your-trusted-legal-assistant-in-oman-1\">\u0627\u0644\u062d\u062f \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a: \u0647\u0644 \u064a\u0643\u0641\u064a \u062d\u062f 1500 \u0631\u064a\u0627\u0644 \u0639\u0645\u0627\u0646\u064a\u061f<\/a><\/div><div class=\"\"><a href=\"#your-trusted-legal-assistant-in-oman-1-1\">\u062d\u0638\u0631 \u0635\u0631\u0641 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0646\u0642\u062f\u064b\u0627<\/a><\/div><div class=\"\"><a href=\"#your-trusted-legal-assistant-in-oman-1-1-1\">\u0642\u064a\u0648\u062f \u0639\u0644\u0649 \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a<\/a><\/div><div class=\"\"><a href=\"#your-trusted-legal-assistant-in-oman-1-1-1-1\">\u0627\u0644\u0623\u0639\u0628\u0627\u0621 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/a><\/div><div class=\"\"><a href=\"#your-trusted-legal-assistant-in-oman-1-1-1-1-2\">\u0627\u0644\u062d\u0636\u0648\u0631 \u0627\u0644\u0641\u0639\u0644\u064a \u0627\u0644\u0625\u0644\u0632\u0627\u0645\u064a<\/a><\/div><div class=\"\"><a href=\"#your-trusted-legal-assistant-in-oman-1-1-1-2\">\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0646\u0633\u0628\u0629 \u0639\u0628\u0621 \u0627\u0644\u062f\u064a\u0646 (DBR)<\/a><\/div><div class=\"\"><a href=\"#your-trusted-legal-assistant-in-oman-1-1-1-3\">\u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0642\u0635\u0648\u0649 \u0627\u0644\u0642\u0635\u064a\u0631\u0629<\/a><\/div><div class=\"\"><a href=\"#your-trusted-legal-assistant-in-oman-1-1-1-4\">\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u0634\u0631\u064a\u0639\u0629<\/a><\/div><div class=\"\"><a href=\"#your-trusted-legal-assistant-in-oman-1-1-1-5\">\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0623\u062f\u0646\u0649 \u0648\u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a<\/a><\/div><div class=\"\"><a href=\"#your-trusted-legal-assistant-in-oman-1-1-1-6\">\u0627\u0644\u062e\u0644\u0627\u0635\u0629: \u0625\u0637\u0627\u0631 \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u062a\u062d\u0633\u064a\u0646<\/a><\/div><\/div><\/nav><\/div>\n\n\n\n<li id=\"reference1\"><a href=\"https:\/\/www.alalawico.com\/personnel\/abdolrahim-hamid-tajalli\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.alalawico.com\/personnel\/abdolrahim-hamid-tajalli\/<\/a><\/li>\n\n\n\n<li id=\"reference2\"><a href=\"https:\/\/cbo.gov.om\/sites\/assets\/Documents\/English\/Publications\/Consultation%20Papers\/Draft_Licensing%20and%20Regulatory%20Framework%20-%20BNPL-EN.pdf\" target=\"_blank\" rel=\"noopener nofollow\">https:\/\/cbo.gov.om\/sites\/assets\/Documents\/English\/Publications\/Consultation%20Papers\/Draft_Licensing%20and%20Regulatory%20Framework%20-%20BNPL-EN.pdf<\/a><\/li>\n","protected":false},"excerpt":{"rendered":"<p>\u0639\u0628\u062f\u0627\u0644\u0631\u062d\u064a\u0645 \u062d\u0645\u064a\u062f \u062a\u062c\u0644\u0651\u0649 1 \u0645\u0633\u062a\u0634\u0627\u0631 \u062a\u062c\u0627\u0631\u064a \u0648 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u062d\u0631\u064a \u0641\u064a \u0645\u0643\u062a\u0628 \u0627\u0644\u0639\u0644\u0648\u064a \u0644\u0644\u0645\u062d\u0627\u0645\u0627\u0629\u060c \u0633\u0644\u0637\u0646\u0629 \u0639\u0645\u0627\u0646 \u062a\u062d\u0644\u064a\u0644 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 &#8220;\u0627\u0634\u062a\u0631 \u0627\u0644\u0622\u0646 \u0648\u0627\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627&#8221; \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0645\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0639\u0645\u0627\u0646\u064a 2 \u0641\u0631\u0635 \u0627\u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0639\u0645\u0627\u0646\u064a (CBO) \u0642\u062f\u0651\u0645 \u0645\u0624\u062e\u0631\u064b\u0627 \u0625\u0637\u0627\u0631\u064b\u0627 \u062a\u0646\u0638\u064a\u0645\u064a\u064b\u0627 \u0634\u0627\u0645\u0644\u064b\u0627 \u0644\u062e\u062f\u0645\u0627\u062a &#8220;\u0627\u0634\u062a\u0631\u064a \u0627\u0644\u0622\u0646 \u0648\u0627\u062f\u0641\u0639 \u0644\u0627\u062d\u0642\u064b\u0627&#8221; (BNPL) \u060c \u0645\u0645\u0627 \u064a\u0639\u0643\u0633 \u0627\u0644\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0641\u064a \u062a\u0628\u0646\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0646\u062a\u062c \u0627\u0644\u0645\u0627\u0644\u064a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":8955,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[52],"tags":[],"class_list":["post-8868","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-52"],"_links":{"self":[{"href":"https:\/\/www.alalawico.com\/ar\/wp-json\/wp\/v2\/posts\/8868","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.alalawico.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alalawico.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alalawico.com\/ar\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alalawico.com\/ar\/wp-json\/wp\/v2\/comments?post=8868"}],"version-history":[{"count":5,"href":"https:\/\/www.alalawico.com\/ar\/wp-json\/wp\/v2\/posts\/8868\/revisions"}],"predecessor-version":[{"id":8961,"href":"https:\/\/www.alalawico.com\/ar\/wp-json\/wp\/v2\/posts\/8868\/revisions\/8961"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.alalawico.com\/ar\/wp-json\/wp\/v2\/media\/8955"}],"wp:attachment":[{"href":"https:\/\/www.alalawico.com\/ar\/wp-json\/wp\/v2\/media?parent=8868"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alalawico.com\/ar\/wp-json\/wp\/v2\/categories?post=8868"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alalawico.com\/ar\/wp-json\/wp\/v2\/tags?post=8868"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}